Staff Data Scientist (Fintech)

TL;DR

Staff Data Scientist (Fintech): Building credit risk models for customer acquisition and management with an accent on responsible lending decisions and line assignment. Focus on leveraging traditional and non-traditional data sources to optimize approve/decline logic and credit limit increases.

Location: Must be based in the USA (Multiple locations including Menlo Park, New York, Washington DC, among others)

Salary: $170,000 – $255,000 USD (depending on location zone)

Company

Robinhood is a financial services platform on a mission to democratize finance for all.

What you will do

• Build credit risk models for customer acquisitions (approval and limit assignment) and customer management.
• Collaborate with credit analysts and product managers to translate business problems into model solutions.
• Develop rich datasets by leveraging traditional and non-traditional data sources.
• Deploy, maintain, and monitor production models.
• Communicate key results and findings to senior stakeholders in credit, product, and engineering.

Requirements

• 7+ years of experience in data science and credit modeling.
• Strong proficiency in SQL and Python for data analysis and modeling.
• Experience designing experiments and interpreting results to guide product decisions.
• Domain expertise in traditional credit data.
• Ability to communicate clearly with both technical and non-technical partners.

Nice to have

• Experience with non-traditional credit data, such as cash flow analysis.

Culture & Benefits

• Competitive base pay with bonus opportunities.
• Equity packages.
• Comprehensive benefits package.
• High-performance, fast-moving team environment with a focus on ethics.