Credit Analyst (Finance)

TL;DR

Credit Analyst (Finance): Assessing and reviewing counterparties’ creditworthiness and KYC status to manage credit exposures with an accent on financial statement analysis and risk reduction. Focus on partnering with the Front Office to provide credit opinions and autonomously driving credit risk projects within energy trading markets.

Location: Hybrid (London, UK)

Company

SEFE is an international energy company owned by the German Federal Government, delivering energy solutions and trading across the entire energy value chain in Europe.

What you will do

• Analyze counterparties’ financial statements to recommend and monitor appropriate credit limits.
• Act as a professional business partner to the Front Office, communicating sound credit opinions and innovative risk-reduction solutions.
• Monitor credit exposure and risk measures, pro-actively managing breaches and exceptions.
• Perform and continuously monitor KYC (Know Your Customer) assessments according to company processes.
• Maintain relationships with counterparty credit departments to maximize credit lines and optimize liquidity.
• Lead and coordinate credit risk projects, presenting workable results to management within deadlines.

Requirements

• Bachelor's degree or similar qualification.
• Long term experience in a credit role within an energy company, bank, or rating agency.
• Deep understanding of Credit Risk Management and exposure assessment in commodity trading or banking environments.
• Strong analytical skills to produce well-structured credit proposals under tight deadlines.
• Solid understanding of KYC onboarding and assessment processes.
• Knowledge of energy markets (natural gas, power, oil, LNG) or financial market products.

Culture & Benefits

• Competitive starting salary with bonus earning potential.
• Non-contributory pension with 10% employer contribution.
• 25 days holiday plus bank holidays and volunteering days.
• Medical and dental insurance including family cover.
• Flexible hybrid working model and a range of optional flexible benefits.
• Commitment to career growth through a blended approach to learning.